Workers’ compensation benefits can help with the fallout from a workplace injury or illness. These benefits come in different forms, and apply to different situations and needs.
Different types of workers’ compensation benefits
Workers’ compensation benefits are available in New Jersey for medical treatment you need to take care of your workplace injury or occupational illness. Note that your employer or insurance company can designate the medical care provider that you need to see. Benefits for ongoing medical care costs are also available for treatment such as physical therapy and surgeries.
In addition to medical benefits, benefits for lost wages are also available for the period of time you are unable to work because of your illness or injury. Temporary total disability benefits, permanent partial disability benefits and permanent total disability benefits may also be available depending on the extent of your injury or illness. Death benefits may also be available for your loved ones if you are killed in a fatal workplace accident. These can include funeral costs and more.
The rights of the injured
Workers’ compensation benefits take care of many of the needs of injured workers and their families. They can be a real life-saver for injured workers and their families.
Unfortunately, employers and their insurers sometimes fail to honor a claim, or give workers insufficient benefits. Attorneys with experience in workers’ compensation law can help workers and their families to learn more about their rights and their legal options.