Numerous New Jersey residents suffer injuries while on the job every year. Those whose employers offer workers' compensation insurance can seek to have their losses covered. However, waiting too long to report an injury and file a claim can result in one fending for oneself.
After getting hurt while at work, the first thing to do is seek medical treatment. This is true even if the injury seems relatively minor. After receiving the necessary medical care, then one can file a workers' compensation claim through his or her employer.
To file a claim, the insurance provider is going to want quite a bit of information. The failure to provide all the necessary documentation could result in claim denial. Failing to file the appropriate timeframe could also result in one's claim being denied. In New Jersey, the statute of limitations on workers' compensation claims is two years from the date the injury occurred or two years from the last compensation payment. In cases of illness, the statute of limitations is two years from when an employee's medical condition was deemed related to his or her job.
While filing a workers' compensation claim may seem pretty straightforward, there are a lot of details that must be tended to appropriately or one will not receive the medical and monetary support needed for care and recovery. This is where an experienced work comp attorney can help. With legal assistance, one can take all the steps necessary to ensure claims are submitted on time and error free. If one's claim is denied or if inadequate coverage is provided, one's attorney can help fight for fair and full compensation through any necessary appeals.
Source: lwd.dol.state.nj.us, "Timelines: 2. What are the time limits for filing a claim with the Division?", Accessed on May 29, 2017