Tried And True Attorneys Standing Up For The Injured Since 1965

Photo of Craig R. Fishman
Photo of Craig R. Fishman

Tried And True Attorneys Standing Up For The Injured Since 1965

What injuries won’t workers’ compensation cover?  

On Behalf of | Jan 23, 2025 | Workers' Compensation |

Each day in New Jersey, workers file claims for job-related injuries. But some injuries, even when they happen at work, don’t qualify for benefits. Knowing what’s not covered helps you avoid wasted time and frustration with denied claims.  

What falls outside workers’ comp coverage?  

New Jersey law sets clear rules about which injuries don’t qualify for workers’ comp benefits. These rules protect employers and the system from misuse while ensuring legitimate claims get proper attention.  

Here are the main types of injuries that won’t receive coverage in New Jersey:  

  • Self-inflicted injuries 
  • Injuries from fights you started 
  • Accidents during your regular commute 
  • Injuries from alcohol or drug use 
  • Injuries during off-site lunch breaks 
  • Harm from voluntary company sports events 
  • Injuries while breaking the law 
  • Non-work-related health issues 
  • Most stress claims without physical injury 
  • Pre-existing conditions not made worse by work 

Some situations seem clear-cut but need a closer look. For example, any injuries might qualify for coverage if your boss requires you to join a company softball game. Also, you could receive benefits if you get hurt during a special work errand on your way home.  

First responders get special consideration for mental stress claims. The law gives them broader protection because of their high-risk jobs. The same goes for workers who see severe accidents at work.  

Getting help with denied claims  

Don’t give up immediately if your claim falls into any of these areas. Many cases need careful review by a workers’ comp lawyer. Small details often make the difference between a denied claim and full benefits. A local attorney who knows New Jersey workers’ comp laws can tell you if your case deserves a second look. 

 

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