If you're injured on the job, it won't be long before you're looking into your options for obtaining compensation. More specifically, you should learn more about your legal rights in New Jersey to file a claim for workers' compensation benefits.
With the right approach, it's your hope that your claim is approved and you begin to receive payments in the near future. This will give you some financial relief as you recover.
Unfortunately, filing a workers' compensation claim isn't always good enough. Here's why: You could receive a denial letter, thus adding more work to an already tedious process.
There are many reasons for a workers' compensation denial, including but not limited to the following:
- You did not report the injury in time: Don't delay in reporting the incident and your injuries to your employer. No matter how you do it, make sure you act fast. When possible, report the injury the same day it occurred.
- You did not file a workers' compensation claim in time: You don't have an indefinite amount of time to file a claim for benefits. Once you know you can't immediately return to work, it's time to start the paperwork.
- Your employer disputes your claim: The most common reason for a dispute is the argument that you suffered your injury outside of work, as opposed to on the job. You'll need to prove that this is not the case.
- You did not receive medical treatment: You should never attempt to treat your injury on your own, as this can disqualify you from receiving workers' compensation benefits. Seek immediate medical treatment, follow doctors' orders and continue to follow up with your health care team.
Can you appeal a denial?
A workers' compensation denial letter will include language on how to file an appeal. Even though it's a detailed and challenging process, it's better than giving up and letting your employer win.
In some cases, an appeal is as simple as providing additional information from your doctor. Conversely, there are situations in which you're at odds with your employer, thus leading to a hearing before an administrative law judge.
If you run into any issues after filing a workers' compensation claim, learn more about your legal rights and how to protect them.
Visit our website for additional information on the workers' compensation system and how to get what you deserve.